Yes, a passenger can recover damages in Arkansas from the driver of a car in which they are a passenger.
As of now, Arkansas does not put a cap on compensatory damages. However, there are special interest groups (insurance company, nursing home, etc.) that continue to pay legistators to attempt to put caps on damages. So far, all such attempts have failed as being unconstitutional, since the 7th Amendment to the Constitution states that a jury determines the amount of damages without some arbitrary limitations imposed by the legislature.
It does not cost anything to hire me as your attorney in a personal injury case. I get paid a percentage of any recovery, but only if there is a recovery. If there is no recovery, no fee is owed.
You are not personally liable if you loan your vehicle to someone and they have an accident, unless the owner was negligent in loaning the vehicle (for example loaning your vehicle to a drunk driver). However, the owner's liability insurance coverage will pay for any damages up to the liability policy limits. The owner of the vehicle is not liable for any damages out of his or her pocket.
You definitely have the option to settle the case yourself directly with the insurance company of the person at fault. However, that insurance company will offer substantially less to an individual than it would to an attorney. In fact, I have found that, after deducting my fees, the amount left over is more than what the insurance company would offer a person who is not represented by an attorney.
The most important document is the police report of the accident. Also, any correspondence with insurance companies, as well as copies of any medical bills and records, is also good to bring if you have them. However, if you don't have any or some of thsoe documents, the attorney can obtain them with no problem.
It is always good to take pictures of the accident scene, pictures of your vehicle and pictures of any other vehicles involved in the accident. Also, pictures of any visiable injuries (like cuts, bruising, etc.) are a good idea.
Most personal injury cases, based on negligence, have a three (3) years statute of limitations in Arkansas. Medical malpractice cases have a two (2) year statute of limitations from the date of the alleged medical mistake. If you are injured due to an assault, that has only a one (1) year statute of limitations. Regardless, the sooner you hire an attorney the better, so the attorney can make sure you don't do anything to hurt the value of your case like giving recorded statements to an insurance company without an attorney present.
Besides paying any medical bills incurred and paying wages lost, Arkansas law also allows recovery for pain and suffering, for the nature, extent and duration of any injuries, for scaring or any other visiable results of the injury and for any permanency of the injuries, as well as other damages.
You can recovery against the driver of an 18 wheeler just like you can from the driver of a regualr vehicle. However, 18 wheelers usually have ery large insurance polices as opposed to smaller insurance policies for most vehicles.
Damages are determined the same way for all personal injuries cases with those damages being determined by the injuries. However, 18 wheelers usually have larger insurance policies to cover those damages.
The best way to protect your legal rights is to hire an attorney immediately, because evidence can disappear or be altered by the trucking company. Trucking companies only have to keep their log books for a limited time, and the attorney for the injured person will need to perserve evidence like photos of the accident scene and vehicles involved. Also, the attorney will need to request that all material associated with the accident be perserved.
In addition to the local laws of Arkansas concerning accident cases, there are Federal laws that govern the operation of trucks and the retention of documents and information concerning maintenance on the truck and the operation of the truck at the time of the accident. However, you need to hire an attorney immediately, so the trucking firm can be put on notice to retain any such documents or evidence.
There is a three (3) year statute of limitations for bringing a lawsuit against a trucking firm and its driver. However, since it is important to make sure the trucking firm perserves all documents and evidence from the accident, you need to hire an attorney immediately, so he can request that they perserve all such documents and evidence.
It will not cost you anything to hire an attorney. Pursuant to my contract, I only get paid if I am successful in getting a recovery, with any fee being paid out of that recovery. If there is no recovery, there is no fee.
Immediately!!! There are documents that the attorney would need to put the trucking firm on notice to perserved, and there is a time limit for how long a trucking firm has to retain any such documents. After an accident, the trucking firm and its insurance company immediately start investigating the accident, so you would want to hire an attorney immediately, so he or she can do the same.
Immediately contact an attorney, so he or she can start investigating the accident before the accident scene changes and before any documents are lost by the trucking firm.
Personal injury cases against truck drivers and trucking firms are very difficult. Only an attorney would know what photos need to be taken of the accident scene and of the vehicles involved, and only an attorney would know what documents to look for and to request that the trucking firm retain.
Usually, the fault party's insurance company does pay for a rental car while your vehicle is beign repair. If the vehicle is totaled, you are entitled to a rental car from the day of the accident until the insurance company pays for the value of the totaled vehicle.
As a passenger, you would recover your damages from the driver of the vehicle at fault, which may be the vehicle in which you were a passenger or it may be another vehicle. However, even if your driver was not at fautl, he or she may have coverage that applies to your case, which is in addition to the coverage from the fault party's insurance company.
If you were working at the time of an accident, you would actually have two potential claims. You could claim under the Workers' Compensation coverage of your employer, and you can still make a separate claim against the fault party's insurance company.
Yes, you have rights when an insurance company denies your claim, or offers less than your claim is worth, including the rigth to file a lawsuit to have a jury determine fault and the damages.
If you give permission to a friend to drive your vehicle, and that friend causes an accident, your insurance would pay for any damages caused. However, you, as owner of the vehicle, would not be personally liable for any damages beyond that insurance coverage, unless you were also negligence in loaning the vehicle (for example if you loan your vehicle to a drunk friend).
There are many coverages available in an insurance policy, but it depends on what is purchased. For example, there is liability coverage (required by law), Medical Payments coverage, Uninsured Motorist coverage, and Underinsured Motorist coverage to name a few.
If an insurance company denies your claim, you can hire an attorney, and the attorney can file a lawsuit to have a jury determine liability and damages.
Underinsured Motorist coverage is insurance that covers damages that exceed the amount of insurance maintained by the person at fault. For example, if your case is worth $50,000.00, and the fault party only has $25,000.00 in liability coverage, Underinsured Motorist coverage would pay the other $25,000.00.
If an uninsured driver causes an accident with you, you can make a claim with your insurance company, if you have Uninsured Motorist coverage. Since 25% of Arkansas drivers do not have any insurance, it is VERY important to make sure you have Uninsured Motorist coverage on your own policy. You can certainly sue the uninsured driver. However, that driver could file bankruptcy to avoid paying any judgment, so it is important to have Uninsured Motorist coverage to make sure you receive compensation for your injuries and damages.
While only liability insurance is required by Arkansas law, it is very important to purchase full coverages, including Collision coverage, Medical Payments coverage, Uninsured Motorist coverage and Underinsured Motorist coverage.
If a tavern or bar employee serves alcohol to a minor, or to a clearly intoxicated person, that tavern or bar is liable for any damages caused to some that the drunk person injuries.
Athough Arkansas does have statutory liability for liquore stores, bars and taverns, some states do not.
With the protections on driver's licenses these days, like bar codes that can be scanned to determine if it is valid, it is not a defense that the bar or liquor store was presented a fake ID. If they are properly trained, employees of liquor stores and bars should be able to easily determine if an ID is fake.
Under Arkansas law, the liquor store, bar or tavern employees are liable if they provide alcohol to a person that is clearly intoxicated.
Serving a clearly intoxicated person alcohol, or serving a minor, gives rise to liability for a bar, tavern and liquor store.
If a person who causes an accident is drunk, you can obtain a recovery against the drunk driver's insurance in addition to recovering from any establishment where the driver became drunk. Therefore, in any accident involving a drunk driver, it is important to get an attorney, so he or she can determine if an establishment (bar, liquor store or tavern) was involved.
The same damage recoverable in any personal injury case is available against the owner of a bar, liquor store or tavern that serves alcohol to a clearly intoxicated person or to a minor.